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Although there are apr calculators available online, calculating APR is complicated and often unnecessary. Lenders will calculate their APR on their own and publish it on their website. Use lenders published APR rates to compare different loans in the UK. It’s important to remember that APR only effectively compares compound interest loans.

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Use the compound interest calculator to gain a picture of how the interest on your savings or investments might grow over a period of months and years. Using the compound interest formula, you can determine how your money might grow with regular deposits or withdrawals.

Our useful loan calculator helps you to see how much you may be able to borrow and what your repayments could be for an Unsecured Loan.. Union Ltd' is a registered trading name of NHS (Scotland & north england) credit Union Ltd.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 2.9% per annum would result in a representative rate of 2.9% APR, monthly repayments of £217.65 and a total amount.

Personal Contract Purchase or ‘PCP’ is the most popular form of finance for new car buyers, but it can be tricky to understand. Our calculator will help you get to grips with how PCP finance works. Simply enter your numbers to get an idea of what your monthly PCP finance payment could look like.

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APR Calculator. When applying for loans, aside from interest, it is not uncommon for lenders to charge additional fees or points. The real APR, or annual percentage rate, considers these costs as well as the interest rate of a loan.

Our car finance calculator works out the interest that you might pay as part of your car finance plan. It does this by taking your interest rate and compounding it over the course of the loan period. It is this compounding of interest rate that forms the basis of the effective annual rate we feature in our calculator.