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Overall, loans increased 6% year over year, with private student loans (3%) and personal loans (2%) pulling down the average. The company’s results were also aided by improved margins in the credit.
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SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612.